Initial Consultation
Financial Review
Lender Matching
Option Review
We discuss your capital needs, business model, requested timeline, and intended use of funds to establish transaction parameters and borrower objectives.
Our team reviews historical financial statements, tax returns, and debt schedules to evaluate key debt service metrics before lender submission.
We present the opportunity to select independent bank, non-bank, SBA, or equipment financing sources whose underwriting criteria align with the request.
When formal term sheets are issued, we help you evaluate structures, debt covenants, and overall capital costs across competing proposals.
Preparing Your Application File
Organizing business records in advance accelerates lender underwriting. Core requirements typically include corporate formation documents, government identification, two to three years of business and personal tax returns, recent bank statements, year-to-date profit and loss statements, balance sheets, and a current debt schedule.
Transaction-specific items may include accounts receivable aging reports, equipment vendor quotes, property purchase contracts, or commercial lease agreements. Exact document requirements vary depending on the chosen lender, loan structure, and credit profile.
Ready for Structured Capital?
Submit your initial financing request to connect with an experienced commercial advisor regarding your capital objectives.